Biking in Vancouver and other areas of British Columbia has become a popular method of commuting and getting exercise — particularly when the weather is nice. However, when more cyclists are on the road, it often means more bicycle accidents.
In fact, Insurance Corporation of British Columbia (ICBC) reports that an average of five cyclists per day are injured in B.C. during the summer months, with an average of 670 cyclists injured and six killed between the months of June and September every year. Regionally, on average, 120 cyclists are injured, and two are killed, from June through September on Vancouver Island every year.
One of the top causes of cyclists’ injuries is negligent and distracted driving.
Of course, the risk of being involved in an accident should not prevent cyclists from taking to the roads on their bikes. With that said, everyone should be a little more cautious — drivers and cyclists alike.
If you are involved in a Vancouver bike accident, you should know how to pursue an ICBC claim for compensation.
How to Seek Compensation After a Bike Accident in Vancouver
ICBC handles car crashes. So, if you are a cyclist who is involved in an accident with another cyclist, ICBC would not handle the claim. If you are involved in an accident with a B.C. insured vehicle, Autoplan no-fault (Part 7) insurance benefits are extended to cyclists. This applies regardless of who was at fault for the accident. No-fault coverage will pay for certain things such as physio and massage at the M.S.P. rate. There is also limited coverage available in the event you are totally disabled and unable to return to work.
If you are involved in a collision with a B.C. vehicle and it is not your fault then, in addition to no-fault (Part 7) benefits, you may also be entitled to make a tort claim for compensation under the motorist’s Third Party Liability coverage. By law, every B.C. motorist must carry a minimum of $200,000 in third party liability coverage, although the vast majority of motorists have more than this. Compensation under this coverage (tort coverage) can cover medical expenses, lost wages, cost of repairs to your bicycle, as well as damages for pain and suffering. There may be additional compensation which an experienced lawyer can assist with.
Steps to Take After a Bicycle Accident
Most cyclists who are involved in a crash have no idea what to expect in terms of seeking damages after a crash. Many are completely unaware that they are eligible for any benefits from ICBC.
How Our Vancouver Bicycle Accident Lawyers Can Help
Injuries sustained by cyclists involved in a crash with a motor vehicle are often much more severe than injuries sustained by drivers or their passengers. Still, cyclists often face more hurdles when trying to file an ICBC claim.
If you have been in a Vancouver bike accident, a lawyer can guide you through your recovery options, including:
- How to file a claim
- What you will need to provide during the claim process
- How to prove fault
- How to prove damages
- What types and amount of compensation may be available.
At Klein Lawyers LLP, our aggressive bicycle accident lawyers will work hard on your behalf to seek compensation for your injuries. We know that taking legal action is probably the last thing on your mind when you are recovering from bicycle accident injuries. Still, we believe it is important that you act quickly to protect your right to compensation.
We encourage you to contact us for your free consultation today.